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Need an appraisal for an FHA or USDA-backed mortgage? Call Veritas Appraisals and Consulting, LLC

Are you a real estate agent, buyer or homeowner? See our list of common issues found on FHA/USDA appraisal assignments.

The FHA keeps the rolls of approved appraisers for each state - Veritas Appraisals and Consulting, LLC has appraisers on the roster of approved appraisers for Kansas and Missouri.  If you have an FHA or USDA-backed mortgage, be sure to call Veritas Appraisals and Consulting, LLC, as we are approved and certified to handle FHA and USDA appraisal reports. Part of the regular training our staff at Veritas Appraisals and Consulting, LLC receives deals precisely with decoding the FHA's documentation and their rules and procedures.


The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA-insured loan, it means it is insured by them. The lending organization takes care of all the loaned money - the FHA simply secures the loan through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are built to help low-to-moderate income consumers by easing credit requirements. Remember that the lender approving a loan associated with the FHA is free to choose which appraisers they work with, unlike the VA appraisal panel. The USDA (U.S. Department of Agriculture Rural Development Loans) has a similar program with similar requirements to the FHA.


The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lower incomes or less starting money to use as a down-payment on a mortgage are assisted the most from FHA loan programs.


Contact us at 866-895-9046 or via our contact information.


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